frequently asked questions

  • Why do I need home insurance?

    Superior Insurance in Baltimore, Maryland protects your home, belongings, and liability against risks like fire, theft, and natural disasters.

  • How is auto insurance coverage determined?

    At Superior Insurance Baltimore, coverage depends on driving history, vehicle type, and limits. Plans are tailored to your needs and budget.

  • What does commercial insurance cover?

    Commercial insurance from Superior Insurance Baltimore protects businesses against property damage, liability, employee risks, and operational disruptions.

  • Why is life insurance important?

    Superior Insurance in Baltimore provides life insurance that secures your family’s future by covering debts and expenses after your passing.

  • What’s the difference between auto and commercial auto insurance?

    Auto covers personal vehicles, while commercial auto from Superior Insurance Baltimore covers business vehicles, employees, and goods in transit.

  • How do surety bonds work?

    Surety bonds from Superior Insurance Baltimore guarantee contractors or businesses meet obligations, ensuring contract compliance and client confidence.

  • What is liability insurance used for?

    Liability insurance at Superior Insurance Baltimore covers legal costs, settlements, and damages from third-party claims.

  • Who needs workers' compensation insurance?

    Any employer should carry workers’ compensation from Superior Insurance Baltimore to cover workplace injuries, wages, and medical costs.